Flexible payments

Flexible Financing for a More Comfortable Home

Don’t let an unexpected repair or a necessary upgrade stress your budget. Flow Tech Heating, AC & Electric offers various payment plans through Optimus Financing to help you get the service you need today.

Why Finance Your Project?

Budget Friendly

Break high costs into manageable monthly payments.

Options for Everyone

One application connects you to multiple lenders (GreenSky®, FTL Finance, Breeze, and Microf) to find the best fit for your credit.

Transparent Terms

No hidden fees. We provide clear Annual Percentage Rates (APR) so you know exactly what to expect.

Quick Decisions

Get a decision in minutes through our secure online portal.

Featured Financing Plans

Promotional Offer

Term Length: 36 Months
APR: 0.00% APR*

Low Interest

Term Length: 60 Months
APR: 6.99% APR

Budget-Minded

Term Length: 180 Months
APR: 10.99% APR

Standard Long-Term

Term Length: 120 Months
APR: 12.99% APR

How it Works

Apply Online

Click our secure link to start your application on the Optimus portal.

View offers from our lender network and select the monthly payment that works for you.

Once approved, our team schedules your installation or repair immediately.

Legal Disclosures

Financing for the GreenSky® consumer loan program is provided by federally insured, federal- and state-chartered financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Flow Tech Heating, AC & Electric is an independent merchant and is not an agent of GreenSky, LLC or any of its lending partners. All financing is subject to credit approval. Annual Percentage Rates (APR) range from 0.00% to 16.99%.

* Regarding 0% APR Plans: Interest is waived if the purchase balance is paid in full within the promotional period. Fixed interest rates range from 6.99% to 16.99% APR.